Medicare Supplement Plan Comparison Chart
All 10 standardized Medigap plans compared side by side. Every plan with the same letter offers the same coverage — only the price and carrier differ.
Last updated: April 2026 | Deductible amounts reflect 2026 CMS figures
Which plan is right for you?
GPlan G — Most Popular
Covers everything except the Part B deductible ($283/yr). The go-to choice for most new enrollees.
Learn more about Plan GNPlan N — Best Value
Lower premiums than Plan G, with small copays ($20 office, $50 ER). Great for healthy, active people.
Learn more about Plan NFPlan F — Pre-2020 Only
Covers 100% of gaps. Only available if you were eligible for Medicare before January 1, 2020.
Learn more about Plan FFull benefit comparison
| Benefit | G | N | Fclosed | A | B | D | K | L | M |
|---|---|---|---|---|---|---|---|---|---|
| Part A coinsurance & hospital costs(up to 365 days after Medicare benefits used) | |||||||||
| Part B coinsurance or copayment | Copays apply | 50% | 75% | ||||||
| Blood(first 3 pints) | 50% | 75% | |||||||
| Part A hospice care coinsurance or copayment | 50% | 75% | |||||||
| Skilled nursing facility coinsurance | 50% | 75% | |||||||
| Part A deductible($1,676 in 2026) | 50% | 75% | 50% | ||||||
| Part B deductible($283 in 2026) | |||||||||
| Part B excess charges | |||||||||
| Foreign travel emergency(up to plan limits) |
Source: Centers for Medicare & Medicaid Services (CMS). Plans are standardized — a Plan G from one carrier covers the same benefits as a Plan G from any other carrier. Only the price differs.