M
Medicare Supplement Plan M
Lower premiums with partial deductible coverage
Who is Plan M for?
People who want strong coverage but are willing to pay half the Part A deductible to save on premiums.
Key thing to know
Covers 50% of the Part A deductible. Less common — not offered by all carriers in all states.
What Plan M covers
Part A coinsurance & hospital costs
(up to 365 days after Medicare benefits used)
Covered
Part B coinsurance or copayment
Covered
Blood
(first 3 pints)
Covered
Part A hospice care coinsurance or copayment
Covered
Skilled nursing facility coinsurance
Covered
Part A deductible
($1,676 in 2026)
50%
Part B deductible
($283 in 2026)
No
Part B excess charges
No
Foreign travel emergency
(up to plan limits)
Covered
See Plan M prices in your state
Premiums vary by carrier, state, age, and gender.