N
Medicare Supplement Plan N
Lower premiums with small copays
Who is Plan N for?
Healthy people who rarely visit the doctor and want lower monthly premiums in exchange for small copays.
Key thing to know
You pay up to $20 copay for office visits and up to $50 for ER visits (waived if admitted). No Part B excess charge coverage. Second most popular plan after Plan G.
What Plan N covers
Part A coinsurance & hospital costs
(up to 365 days after Medicare benefits used)
Covered
Part B coinsurance or copayment
Copays apply
Blood
(first 3 pints)
Covered
Part A hospice care coinsurance or copayment
Covered
Skilled nursing facility coinsurance
Covered
Part A deductible
($1,676 in 2026)
Covered
Part B deductible
($283 in 2026)
No
Part B excess charges
No
Foreign travel emergency
(up to plan limits)
Covered
Compare with other plans
See Plan N prices in your state
Premiums vary by carrier, state, age, and gender.