Medicare Supplement Plan L

Cost-sharing with higher coverage than Plan K

Who is Plan L for?

People who want a middle ground between full coverage and cost-sharing.

Covers 75% of most benefits until you reach the annual out-of-pocket limit ($3,530 in 2026). Lower limit than Plan K.

Part A coinsurance & hospital costs

(up to 365 days after Medicare benefits used)

Covered

Part B coinsurance or copayment

75%

Blood

(first 3 pints)

75%

Part A hospice care coinsurance or copayment

75%

Skilled nursing facility coinsurance

75%

Part A deductible

($1,676 in 2026)

75%

Part B deductible

($283 in 2026)

Part B excess charges

Foreign travel emergency

(up to plan limits)

Premiums vary by carrier, state, age, and gender.