F
Medicare Supplement Plan F
100% coverage — zero out-of-pocket gaps
Only available to those eligible for Medicare before January 1, 2020.
Who is Plan F for?
Pre-2020 enrollees who want complete coverage with no out-of-pocket costs.
Key thing to know
No longer available to new Medicare beneficiaries. Premiums tend to rise faster because the enrollment pool is aging with no new younger enrollees joining.
What Plan F covers
Part A coinsurance & hospital costs
(up to 365 days after Medicare benefits used)
Covered
Part B coinsurance or copayment
Covered
Blood
(first 3 pints)
Covered
Part A hospice care coinsurance or copayment
Covered
Skilled nursing facility coinsurance
Covered
Part A deductible
($1,676 in 2026)
Covered
Part B deductible
($283 in 2026)
Covered
Part B excess charges
Covered
Foreign travel emergency
(up to plan limits)
Covered
Compare with other plans
See Plan F prices in your state
Premiums vary by carrier, state, age, and gender.